In-House Financing Near You
Convenient Locations in Houston & Pasadena — No Credit Check Needed
Our in-house financing program has served
We stock a huge inventory
The Key to Success Starts with In-House Financing!
In-House Financing with No Credit Check is our Specialty!
There is no other car dealership in the Houston area offering in-house financing (also known as buy here pay here) for the type of vehicles we offer!
Some dealers claim to offer in-house financing or no credit check financing but they really don’t. It’s just a marketing scheme to get you in the door. At King of Cars, we really do offer in-house financing with absolutely no credit check. We are for real, and we mean what we say.
Other dealerships that do offer in-house financing sell older, non-desirable vehicles (also known as “program cars” or “junk”). We sell newer model vehicles that are in high demand and that make you feel good about driving them. So stop worrying that you won’t get approved. We don’t care what your credit score is!
Browse our vehicle inventory online (or at one of our dealerships) and choose the vehicle you want.
All pricing information such as sale price, down payment, bi-weekly payment, term, and APR are transparent and posted online to help you choose the vehicle that best fits your budget.
Submit an application online (or in store) and bring us the following requirements:
- Two Recent Paycheck Stubs
- Utility Bill
- Driver’s License (or ID, Passport, etc.)
- Proof of Insurance
- Down Payment
Drive away in under an hour!
Want to learn more about what in-house financing is and how it works? Check out our guide on the subject!
*Government employees can now receive $500 off their down payment as part of our commitment to serving our community!
FAQs About Our Vehicles &
In-House Financing
Down payments vary depending on the vehicle’s year, make, model, trim, and mileage. In our effort to be transparent, we display our down payment price on every vehicle listed online and at the dealership. If visiting online, simply click on the vehicle of your choice and the down payment will be displayed. If browsing our inventory physically at the dealership, the down payment will be displayed as a sticker on the driver’s window.
In our effort to be transparent, we display our bi-weekly payment price on every vehicle listed online and at the dealership. If visiting online, simply click on the vehicle of your choice and the bi-weekly payment will be displayed. If browsing our inventory physically at the dealership, the bi-weekly payment will be displayed as a sticker on the driver’s window.
Yes, we accept all trades no matter the condition. To finalize the trade-in transaction, we will need the following:
A) Title of the vehicle showing proof of ownership.
B) Copy of your ID matching the name on the title. (Owner must be present if your name is not on the title)
Follow the easy steps below and you will be to make payments online with electronic checks or credit cards. Plus, you can view payment history, view current payment[s] due, request a payoff, and much more!
A) Click the “log in” link from the kingofcarstx.com website (top right) OR go here directly.
C) Click on “Register for Free” and fill out the required information and then click on “Create Your FEX PAY Account”.
D) Once logged in, click “Add a Loan to My Profile”.
E) Fill in Last Name on Loan, Loan Number, and Last 4 of SSN and the click “Add This Loan”.
Yes! We know unexpected mechanical failures may occur and can be very costly so we have provided all of our customers with a free 3 month/3,000 mile limited warranty on every vehicle we sell to ensure peace of mind.
The price for extended warranties depend on the following factors:
A) Year, Make, Model, Trim, and Mileage of vehicle.
B) Type of coverage you would like to purchase.
C) Length of coverage you would like to purchase.
Please call us for more information regarding extended warranties.
We accept cash, money orders, cashier checks, credit cards, debit cards, and wire transfer. Check are not accepted.
We do not have a policy for refunds or exchanges. All sales are final.
We offer In House Financing and Outside Financing. Through our In House Financing program, there’s no credit check and all we require is a paycheck stub, utility bill, and full coverage insurance.
Yes, all vehicles go through a rigorous 89 point inspection and must pass before they are placed for sale. For more information on the inspection of a specific vehicle, please call a sales associate to explain the report in detail.
No we do not report to any credit bureau.
Yes! We are a CarFax Advantage Dealer. Free CarFax reports available on every vehicle. Just say, “Show me the CarFax!”
Yes! Our referral program awards you $200 for each customer you refer to our dealership and makes a purchase. Note: Referral program only applies to customers who have an open account through our In House financing program and all credits will be applied towards your payments. No cash value.
Yes! We take pride in every vehicle we sell and will assure it has a clean, blue title!