In House Financing
In House Financing with No Credit Needed is our Specialty! There is no other car dealership in the Houston and surrounding areas offering in house financing (also known as buy here pay here) for the type of vehicles we offer! Most of these other dealerships that do offer in house financing sell older, non-desirable vehicles (also known as “program cars” or “junk”). We sell newer model vehicles that are in high demand and that make you feel good about driving them. So stop worrying that you won’t get approved because we don't care what your credit score is. Our process is transparent and simple:
This is how it works:
1. Browse our inventory online (or at one of our dealerships) and choose the vehicle you want. All pricing information such as sale price, down payment, bi-weekly payment, term, and APR are transparent and posted online to help you choose the vehicle that best fits your budget.
2. Submit an application online (or in store) and bring us the following requirements.
- Two Recent Paycheck Stubs
- Utility Bill
- Driver’s License (or ID, Passport, etc.)
- Proof of Insurance
- Down Payment
3. Drive out in less than an hour!
Note: Other dealers claim to offer in house financing or no credit check financing but they really don’t. It’s just a marketing scheme to get you in the door. At King of Cars, we really do offer in house financing with absolutely no credit needed. We are for real and mean what we say. Don’t believe us still? Click here to read our positive reviews online from many of our current and previous customers.