Why Buy From King Of Cars
When it comes to buying a used car, it may seem like there are many options for you.
Here’s why we’re the only ones that should be on your radar:
1. In-House Financing
We are In-House Financing experts! Drive away in a vehicle you’ll love today. There is no other car dealership in the Houston area offering in-house financing (also known as buy here pay here) for the type of vehicles we offer!
Other dealerships that do offer in-house financing sell older, non-desirable vehicles (also known as “program cars” or “junk”). We sell newer model vehicles that are in high demand and that make you feel good about driving them.
2. No Credit Needed
In House Financing with no credit needed is our specialty! Some dealers claim to offer in-house financing or no credit check financing but they really don’t. It’s just a marketing scheme to get you in the door.
At King of Cars, we really do offer in-house financing with absolutely no credit needed.
3. Fast And Easy Approvals
All we require is a driver’s license or ID, 2 recent paycheck stubs, a utility bill, and full coverage insurance or debt cancellation coverage — and you could be away and driving your new ride off the lot in an hour!
4. Free Warranty
We know unexpected mechanical failures may occur and can be very costly. That’s why every vehicle we sell comes with a 3 month/3,000 mile limited warranty.
5. Rigorous 89 Point Inspection
All vehicles go through a rigorous 89 point inspection and must pass before they are placed for sale. For more information on the inspection of a specific vehicle, you can talk to one of our sales associates to explain the report in detail.
6. Free Carfax
We are a CarFax Advantage Dealer. Free CarFax reports are available on every vehicle, so you can be confident you’re driving away in a quality vehicle. Just say, “Show me the CarFax!”
7. Clean, Blue Titles
We take pride in every vehicle we sell and will assure it has a clean, blue title! That means none of our cars have been in a serious accident where an insurance company declared it a total loss. Going with King of Cars means going with quality!
8. Full Coverage Is Not Mandatory
Anytime you finance a vehicle through a bank or lender, they always require you to provide full coverage insurance that protects the lien holder (lender/bank) in case the vehicle gets wrecked. Full coverage insurance can be very expensive and it has to be kept on the vehicle during the entire duration of the term and if the insurance is ever canceled or lapsed, then the vehicle can be repossessed.
But we offer an alternative to full coverage insurance and it is called Debt Cancellation Coverage. This is not insurance. It’s only an agreement between you and the dealership that allows you to cancel all of your payments in the event of a total loss or if your vehicle gets stolen. Since it’s not full coverage, you’d still be required to have liability insurance to be street legal. But it’s much more affordable than full coverage insurance and about 60% of our customers elect to purchase it over full coverage.*
Most of our competition does not offer DCC because they either do not know about it or do not want to hassle with it. Here at King of Cars, we think about the customer first and make it easy for you to get into a vehicle you’ll love.
*Not all customers qualify for Debt Cancellation Coverage. Ask your Representative about qualifying for this benefit.
9. Convenient Payment Options
We want you to be able to pay the way that’s best for you, whether that’s online, autopay, or by phone. We accept cash, money orders, cashier checks, credit cards, debit cards, and wire transfer (Checks are not accepted).
10. Service Center On Site (With Reduced Labor Rates For Customers)
We proudly service the cars we sell, and offer full automotive service and repair for all makes and models. And as one of our customers, you get to take advantage of reduced labor rates when getting work done to your vehicle.
11. Transparent Pricing
At King of Cars, we offer the sale price, down payment, loan payment, term, and APR right off the bat.
This is very different from what any dealership in the Buy Here Pay Here industry does. Most dealers only advertise the bare minimum such as sales price so they don’t scare customers away by advertising the down payment, loan payment, term, and APR. They’d rather get the lead and then work the lead to death.
We opted to be transparent and advertise all of our pricing and terms on every vehicle online and on the lot, so you know what you’re getting into and aren’t blindsided by full cost.
12. 18% APR (Most BHPH Dealers Charge 25%)
Our annual percentage rate is 18%. Other dealers that offer In House Financing, also known as Buy Here Pay Here, charge the max rate allowed in Texas which could be anywhere between 24-26%! Save your money and purchase from King of Cars!