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Menu
  • Vehicles
  • In-House Financing
  • Info
    • About Us
    • FAQ
    • Testimonials
    • Service
    • Warranties
    • Buy a Car with Your W-2
    • Trade-In Value
    • Financing & Insurance Products
    • Employment
  • Contact Us

In-House Financing Experts

Convenient Locations in Houston & Pasadena | No Credit Needed
GET FINANCING

You’ll ❤ working with King of Cars

Just ask our customers!

4.75/5

 4.75/5
See all reviews

Our in-house financing program has served

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customers
$ 0 M
in sales

We stock a huge inventory

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quality vehicles
$ 0 M
total value

The Key to Success Starts with In-House Financing!

In-House Financing with No Credit Needed is our Specialty!

There is no other car dealership in the Houston area offering in-house financing (also known as buy here pay here) for the type of vehicles we offer!

Some dealers claim to offer in-house financing or no credit check financing but they really don’t. It’s just a marketing scheme to get you in the door. At King of Cars, we really do offer in-house financing with absolutely no credit needed. We are for real, and we mean what we say.

Other dealerships that do offer in-house financing sell older, non-desirable vehicles (also known as “program cars” or “junk”). We sell newer model vehicles that are in high demand and that make you feel good about driving them. So stop worrying that you won’t get approved. We don’t care what your credit score is!

Browse our vehicle inventory online (or at one of our dealerships) and choose the vehicle you want.

All pricing information such as sale price, down payment, bi-weekly payment, term, and APR are transparent and posted online to help you choose the vehicle that best fits your budget.

Submit an application online (or in store) and bring us the following requirements:

  • Two Recent Paycheck Stubs
  • Utility Bill
  • Driver’s License (or ID, Passport, etc.)
  • Proof of Insurance
  • Down Payment

Drive away in under an hour!

Financing Application Form

  • Basic Info




  • For faster service, upload the following documents:
    - Driver License or ID
    - Two Recent Paycheck Stubs
    - Utility Bill
    If you don’t have these documents on hand, don't worry! We can gather them later.
  • Drop files here or
    Accepted file types: jpg, gif, png, pdf, doc, docx.
      jpg, gif, png, pdf, doc, docx

    • Employment Info



    • Co-applicant info

    • Co-applicant Info




    • Disclaimer

      - I am at least 18 years old and a permanent resident of the United States.
      - I authorize this dealership to obtain a credit report in connection with our review of your credit application.
      - I understand that this dealership may call me in connection with this application.
      - I have reviewed this dealership's privacy policy.
      - I have truthfully and completely provided the required information on this application.

    Every Vehicle We Sell Comes with a Free 3 Month/3,000 Mile Limited Warranty! Learn more.

    Ready to Roll?

    Find your perfect ride, or get approved for in-house financing today!
    VIEW VEHICLES
    GET FINANCING

    Hours of Operation

    Monday-Saturday 9am-7pm
    Sunday Closed

    Our Locations

    3401 Spencer Hwy Pasadena, TX 77504
    713-472-5464
    6867 Gulf Fwy Houston, TX 77087
    713-714-8929
    1313 Shaver St Pasadena, TX 77502
    713-472-4444